Harmonic Flow Terms and Service Agreement

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TERMS AND SERVICES AGREEMENT FOR HARMONICFLOW.ME

This Terms and Services Agreement (“Agreement”) is a legally binding contract between ****, an individual doing business as Harmonic Flow (“Company,” “we,” “us,” or “our”), and you (“Client,” “User,” or “you”). Harmonic Flow is a fictitious name registered with the Missouri Secretary of State pursuant to RSMo § 417.210. By accessing [HarmonicFlow.me] (the “Platform”) or purchasing any coaching, consulting, or educational services (the “Services”), you expressly agree to be bound by these terms.

PLEASE READ THIS AGREEMENT CAREFULLY. IT CONTAINS A MANDATORY ARBITRATION PROVISION AND A CLASS ACTION WAIVER THAT AFFECTS YOUR LEGAL RIGHTS.

1. NO MEDICAL ADVICE DISCLAIMER (THE “NOT-A-DOCTOR” CLAUSE)

1.1. PROFESSIONAL STATUS DISCLOSURE: You acknowledge that the Platform and its owner are NOT licensed medical doctors, physicians, psychiatrists, psychologists, registered dietitians, or any other category of licensed healthcare professional under Missouri law or any other jurisdiction.

1.2. EDUCATIONAL AND INFORMATIONAL USE ONLY: All Services, content, and suggestions—including biohacking protocols, metabolic health frameworks, and quantum wellness information—are provided strictly for educational and informational purposes. They do not constitute medical diagnosis, treatment, or a "cure" for any condition.

1.3. MANDATORY PHYSICIAN CONSULTATION: This Platform is not a substitute for professional medical advice. You are strictly advised to consult with a licensed physician before implementing any suggestions. NEVER disregard professional medical advice or delay seeking treatment because of information encountered on this Platform. In an emergency, call 911 immediately.

2. ASSUMPTION OF RISK & INFORMED CONSENT

2.1. EXPERIMENTAL NATURE OF MODALITIES: You acknowledge that "biohacking," "quantum wellness," and "bioresonance" involve techniques and technologies that are experimental, investigational, or "off-label" and may not be recognized by the FDA or conventional medicine.

2.2. VOLUNTARY PHYSICAL RISK:  If you choose to participate in physiological protocols—including but not limited to cold thermogenesis, prolonged fasting, and the use of bio-electronic devices—voluntarily and at your own risk. You assume all physical and financial risk associated with these activities.

2.3. THIRD-PARTY TECHNOLOGY: We are not responsible for the safety, efficacy, or mechanical integrity of any third-party wearables or biohacking equipment suggested. Use of such devices is at your sole risk.

3. SCOPE OF SERVICE: CONSULTANT/CLIENT RELATIONSHIP

3.1. NON-CLINICAL ENGAGEMENT: The relationship established is strictly that of "Consultant/Client" or "Educator/Student." This Agreement DOES NOT create a doctor-patient, therapist-client, or any other regulated professional relationship.

3.2. PROHIBITION OF CLINICAL ACTS: The Consultant will not perform physical examinations, order clinical lab tests for medical diagnosis, or prescribe medications. All decisions regarding medical interventions remain your sole responsibility.

4. RESULTS DISCLAIMER (FTC COMPLIANCE)

4.1. NO TYPICALITY GUARANTEE: Results achieved in metabolic health and biohacking are highly individualized and not typical. We make no guarantees regarding specific health outcomes or biological markers, such as Hemoglobin A1C levels, metabolic rate, or weight loss.

4.2. BIOLOGICAL VARIABILITY: You acknowledge that metabolic repair is non-linear and subject to biological resistance, including adaptive thermogenesis and hormone dysregulation. Testimonials represent exceptional results and do not promise similar outcomes for all users.

5. DATA PRIVACY & SECURITY (ENCRYPTION SAFE HARBOR)

5.1. SECURITY BY DESIGN: We implement "security by design" principles to protect your personal information. All sensitive data is encrypted at rest and in transit using algorithmic processes that render the data unreadable without a confidential key.

5.2. FIREWALL PROTECTION: Your data is maintained behind robust digital firewalls to prevent unauthorized access, acquisition, or disclosure.

5.3. BREACH NOTIFICATION

SAFE HARBOR: You acknowledge that under Missouri law (RSMo § 407.1500), the use of encryption provides a safe harbor. If a breach occurs involving encrypted data where the key was not compromised, the Company may be exempt from certain notification requirements.

6. ARTIFICIAL INTELLIGENCE (AI) DISCLOSURE & DISCLAIMER

6.1. AI-ASSISTED PLANNING: You acknowledge that the Company utilizes Artificial Intelligence (AI) tools and algorithms to assist in the creation of wellness plans, metabolic protocols, and educational content.

6.2. TOOL, NOT REPLACEMENT: AI is used strictly as a tool to augment the Consultant’s educational services. It is not a replacement for human oversight or professional judgment. All final educational suggestions are subject to human review.

6.3. ACCURACY & "HALLUCINATION" WARNING: AI technology is inherently limited and may occasionally generate inaccurate, incomplete, or "hallucinated" information. You are responsible for independently verifying all AI-assisted suggestions and must consult a licensed physician before acting upon any such information.

7. INTELLECTUAL PROPERTY PROTECTION

7.1. PROPRIETARY METHODS: All metabolic protocols, algorithms, coaching frameworks, and content are the sole property of ** d/b/a Harmonic Flow** and are protected by copyright and trade secret laws.

7.2. LIMITED LICENSE: You are granted a limited, non-transferable license for personal, non-commercial use only. Reproduction or commercial exploitation is strictly prohibited.

8. INDEMNIFICATION & LIMITATION OF LIABILITY

8.1. LIABILITY CAP: To the maximum extent permitted by law, our total liability for any claim arising from your use of the Services is limited to the total amount paid by you for the Services during the three (3) months immediately preceding the claim.

8.2. HOLD HARMLESS: You agree to indemnify and hold the Company and its owner harmless from any third-party claims arising from your implementation of suggested protocols or your breach of this Agreement.

9. DISPUTE RESOLUTION: MANDATORY BINDING ARBITRATION

9.1. BINDING ARBITRATION: Any dispute arising out of this Agreement shall be settled by binding arbitration administered by the American Arbitration Association (AAA) in accordance with its Commercial Arbitration Rules. The place of arbitration shall be Springfield, Missouri.

9.2. CLASS ACTION WAIVER: You waive the right to participate in any class-action lawsuit or class-wide arbitration. Claims must be brought only in an individual capacity.

9.3. STATUTORY NOTICE: THIS CONTRACT CONTAINS A BINDING ARBITRATION PROVISION WHICH MAY BE ENFORCED BY THE PARTIES.

10. TERMINATION & REFUND POLICY

10.1. NATURE OF PURCHASE: Payments are for a "Reservation of Time" and "Access to Intellectual Property." Once access is granted to digital materials or a session is reserved, the value is transferred, and no refunds will be issued.

10.2. CHARGEBACK WAIVER: You waive your right to initiate a credit card chargeback. Unauthorized chargebacks will result in immediate termination of services and potential pursuit through collections.

10.3. CANCELLATION: Sessions must be rescheduled with at least 24 hours' notice. Failure to do so results in forfeiture of the session without credit.

Updated on: March 8, 2026